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Military Veterans Use Their Credit Score

  If you aren’t careful about your credit, you could end up paying dearly for a low credit score. Not only can a low score stand in the way of getting a loan for your dream home or dream car, but even...

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How Credit Cards Affect a Veterans Credit Score

Credit scores can affect your credit score in both positive and negative ways.  What follows are a few of the ways they can impact a veteran’s credit score which will impact your VA home loan interest...

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Leave No Man Behind

These immortal words have become part of the American lexicon. Though the phrase has become synonymous with the US Armed forces, there is some debate as to the origin of its use. The film “Black Hawk...

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How Credit Cards Affect Your Credit Score

Credit cards can affect your credit score in both positive and negative ways.  What follows are a few of the ways they can impact your credit score.  As you may be aware VA loans and VA interest rates...

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How Military Families can Improve Their Credit

There is good news for those veterans who have bad/low credit scores, and that is that it can be improved! You can take a number of steps to improve your credit score, thus setting a more reliable...

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History of the FICO Score?

The history of the fico score goes clear back to 1956. It was first founded by the Fair Isaac Company, who tried to come up with a better way for businesses t o make decisions. The FICO score has come...

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Veterans and Military Credit Reports

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Consumer reporting companies sell the...

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Uncovering Details in your Credit Report

Many people believe that your credit report contains intimate personal details of your life, investigated out from interviews with your neighbors, your ex, and your business associates. Not true! You...

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Low VA Mortgage Rates Stay Low, VERY LOW VA RATE

It seems like I have been telling people for the past 2 years or so that VA interest rates were not going to be going any lower.  There were many time that in that window of time that I was right,...

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Improving Your Credit Score: Part II

Welcome back! You read the first part of my two-part series regarding Improving your credit score. As promised, in this second part I am going to explain to you a few key financial principles that will...

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Improving Your Credit and Qualifying for a VA Loan

You are a veteran and you want a VA refinance or a VA mortgage loan. You would also like some advice on how to qualify. Let’s start with good credit. There are few things more important for home buyers...

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